JG Windows


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Free Click & Collect from our three stores in Newcastle - 0191 232 1356 ― Metrocentre - 0191 493 2244 Darlington - 01325 354 676

01325 354 676
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    Finance Options

    Finance options available

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    On printed music & CD/DVD orders £25+

Finance Options

Playing a musical instrument can sometimes be an expensive hobby and the need to upgrade your instrument will no doubt come up at some point. Our finance schemes mean you can own the instrument of your dreams without having to worry about a one off payment.

Perhaps you're buying an instrument for someone as a gift for christmas or a birthday? There's no better feeling than having the added flexibility around these special occasions and knowing you haven't pushed your finances to the limit.

Here at JG Windows we want you to enjoy the instruments we sell without having to break the bank, that's why we run the following finance schemes

Finance options available:

Instrument Trial Scheme
Buy Now, Pay Later
Take It Away 0%

Trial Scheme

Our musical instrument Trial Scheme enables you, or your child to learn a musical instrument, whilst relieving you of the financial pressure.

JG Windows musical instrument Trial Scheme gives you or your child the chance to prove their potential before you commit to the purchase of an instrument. 

By allowing them to try an instrument from our comprehensive range of instore stock, you are not only allowing them to learn on a quality instrument, but you’re also given the time and security to assess the seriousness of their interest, whilst only paying a small monthly payment.

To find out more about our Trial Scheme click here.

Buy Now, Pay Later

Our 12 months deferred credit scheme is provided by Hitachi.

Being a musician can sometimes be an expensive hobby. All too often your dream instrument is just out of your price range.  Why compromise? An ideal solution could be our 'Buy Now, Pay Later' option.

This finance scheme is a convenient credit agreement that allows you to delay payment for an entire year. It’s flexible and allows you to pay as much or as little as you’d like at any point within the first 12 months. The best news is that it’s entirely interest free as long as you pay off the value of the goods within the first 12 months of the loan.

If you’re not ready to pay the balance at the end of the 12 month period then you can spread the cost over 3 years at an annual interest percentage rate of 29.9%

To qualify for this scheme you must be able to meet the following criteria:

  • Be between 18 and 75 years of age.
  • Have been a UK resident for at least 3 years.
  • Be in full time employment, or part-time employment (working a minimum of 16 hours a week), or self-employed, or retired and over 50 years of age, or in receipt of an invalidity or disability allowance.
  • Be able to make payments by direct debit.
  • Have a total order balance of at least £200 after any depost.

Typical 29.9% APR

For more information on our Buy Now, Pay Later finance scheme, please visit one of our stores or contact us.

Take It Away

JG Windows is a member of the Arts Council's 'Take It Away' initiative that aims to make musical instruments and music lessons more easily affordable for everyone.

The scheme allows individuals aged 25 or under to apply for a loan of up to £2000 for the purchase of any kind of musical instrument, and pay it back in nine monthly instalments, completely interest free.
JG Windows is one of a number of retailers around the country that passed rigorous checks in order to be involved, demonstrating high levels of customer care in helping customers choose the right instrument for their needs.

Whether you’re looking to play the piano, guitar, saxophone or double bass, all instruments are included in the scheme and are encouraged by Arts Council England.

The initiative is open to everyone over the age of 18.

What can I buy?

You can use Take It Away to finance the purchase of any kind of musical instrument, whether new or reconditioned. It can also include music stands, stools, sheet music, amplifiers, equipment and accessories as part of your loan.

(Recorded music, PA systems and computer hardware are not eligible to purchase under the scheme.)

How do I Take it away?

In Store

First, visit JG Windows and choose an instrument. If you need advice, the staff in the store will be able to give you help in selecting the right instrument for your needs.

Once you've made your decision, you can apply for a Take It Away loan to finance your purchase. You will need to bring a credit or debit card with you in order to pay the 10% deposit. The application process takes no more than a few minutes and, if approved, you can take your purchase away with you there and then.

To apply for a loan you need to be:

  • Either Aged between 18 & 25 years old *
  • Or over 18 years of age and buying an instrument for a child under the age of 18
  • A permanent UK resident
  • Working at least 16 hours per week
  • Hold a bank or building society account capable of handling direct debit payments

* JG Windows also offers other finance options including including "Buy Now, Pay in 6 or 12 months", which is available to anyone over the age of 18.  Please contact us for more information.


At the present time, it is not possible to process the entire Take It Away agreement electronically on-line.

However, if you are unable to visit the store to apply for the loan, we can complete most of the application over the telephone. This takes very little time and once approved, we then take a deposit and post you the forms to sign.  We would then send the goods out to you, 2 weeks after the original application was approved on the telephone, (which is likely to be about 1 week after you have returned the signed forms to us).

To make an application or for more information, please either telephone us on 0191 232 1356 or send an email to info@jgwindows.com including your name, address and daytime telephone number and we will contact you as soon as possible to organise the application. 

How much can I borrow?

Loans are available up to £2000, or as little as £100. The loan amount can be a part-payment towards an item that costs more than £2000, or you can buy several lower value items with a combined value of up to £2000 or more. You will need to pay a minimum 10% of the loan amount at the point of sale. The rest is then paid back over nine months in equal instalments. There is no administrative charge or handling fee when you take out the loan, so you will never be paying more for your purchase than the ticket price.

More about the scheme

Take It Away is an Arts Council England initiative that offers an interest free loan (0% APR) between £100 and £2000 for people to buy musical instruments, supporting musical equipment and tuition, through a network of participating retailers across England. The loan is repayable in 10 parts, made up of a minimum 10 per cent deposit and nine monthly instalments.

The Take It Away scheme is operated by ArtCo Trading Ltd (a wholly owned subsidiary of Arts Council England) in conjunction with the Musical Instrument Finance Company (MIFCO). The scheme is being promoted by Arts Council England in partnership with the Music Industries Association (MIA).

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